CHOOSE AND BUY CAR INSURANCE

Are you looking for car insurance and do not know what to choose or what is best for you and your vehicle?
To help, here is a comprehensive guide to everything you need to know to buy car insurance that protects the most common risks.
MOTOR INSURANCE REQUIRED
Motor insurance is compulsory, so there are few families who do not have to choose an auto insurance for your vehicle, or vehicles. As the supply is increasing and so aggressive with advertising, not easy to choose the best for their situation. One of the mandatory automobile insurance coverage is the liability, which has a policy equal to all insurers, as defined by law. However, all optional coverages now vary and the interest itself is not equal to the interest to your neighbor.
The liability insurance also includes personal injury to passengers of the vehicle.
FACTORS THAT INFLUENCE THE PRICE
Did you pay more for their car insurance if you live in a city at greatest risk, as is the case of large cities? The more you risk the city will have to pay more for their insurance. If you do not know if you live in a city with an aggravated risk, ask the insurer's time to take questions.
The driver of the car also has influence on the premium you pay. The youngest drivers have very high increases, which may be double what they pay the most experienced. Women tend to have cheaper insurance because statistically they cause less damage in accidents involving.
Other important factors for the price of car insurance are:
- Sum insured, which will be updated there as the car ages.
- Vehicle type (light or goods)
- Displacement, the higher the higher the insurance.
COVERS FOR NEW CARS
If your car is new, choose to also purchase a package to own damages, since the commercial value of the car is higher than used cars.
Anything that involves theft or fire must be enabled on your insurance. There are other important policies, such as natural phenomena and vandalism, if your car is not inside a garage at night or if you live in an area problem.
OPTIONAL COVERAGES INTERESTING
As already mentioned, there are many possibilities for the optional coverages and depend only on their need and willingness to buy. There are some that will compensate for you and others who have no interest.
THEFT OR THEFT
All insurance companies have this option, which involves paying the vehicle is stolen or happen sometime. If the car does not appear after some time, will be compensated by the insurer.
ASSISTANCE IN TRAVEL
If you have any problems with the car while traveling, as a simple hole to the theft of vehicle keys, may be assisted by the insurance company. The more comprehensive insurance, the better for you.
FRANCHISES
Beware of the franchises of optional coverages, because you may have to pay more than you wanted in your pocket. The deductible is the amount that the insurer does not pay. That is, the driver took some of the losses, so it is important to know these values for all coverages.

It usually has the option to pay more to download the franchise value of the monthly premium, however you know the risk they run if you have an accident.
REDUCTION OF INSURANCE
Insurance companies benefit their customers who do not have accidents for some time and aggravate those involved in more accidents. They typically have accounts in the last five years as a driver, so make sure you are entitled to a reduction on your auto insurance today.
A car insurance is too important to buy it first appears. Here's some choice and what has the best conditions for their needs. Learn how to buy car insurance.